Flood, Famine, and Fire?

I am having a very difficult time with our experience in Allentown. I often wonder if coming here was the right decision. Shortly after we moved here, our street had a sewage pipe burst. Our basement was flooded with the most disgusting thing possible that I had to basically throw all of our belongings away. Then in November my van was hit by a uninsured motorist that ended up getting arrested on site for armed robbery. No insurance for him, and a $500.00 deductible for me. Let's just say, I haven't fixed my bumper yet. In January, our little Honda was stolen right out of our driveway, and after it was recovered, we had to pay $330.00 to get it out of impound and it had been stripped for parts. Today I went in our basement to find a layer of smoke. I quickly yelled to Owen that something was burning, but we couldn't figure out what it was. We got the kids out of the house and called 911. Our street was packed with police and fire trucks, and they even closed our street. They found out it was our light fixture on the verge of an electrical fire. I consider ourselves lucky that we weren't all up on the 3rd floor not realizing that our house was about to go up in flames. So....what do you think about all of our nightmares? Oh, and the famine thing--I just had to throw that one in --I mean after all, we are on a residents salary.